Have you struggled to create a budget in the past, but unfortunately find yourself unable to stick to it? If so, you're not alone. Many people find it difficult when it comes to compiling, planning and sticking to a personal budget. However, you can easily and quickly set a budget that is relatively easy to stick to if you follow a few basic steps.1. Examine and Determine Your Total Income When planning a budget, it's important to know how much you earn each month. If you're starting a new job, it's a good idea to use the calculator to multiply your hourly, daily, or weekly wage to determine how much you earn in a month. Then look into any additional income you may be earning from various sources such as interest from investments, child support, alimony, or other income streams. Once you have a good idea of ​​your total monthly income, you can begin the next step of planning your personal budget.2. Get all the financial statements In the budget planning process it is crucial to have all the financial statements together before you can plan what your expenses are. You need to review everything like utility bills, bank statements, investment statements, mortgage statements, and other regular bills so you can create a monthly average of what you spend. This way, you'll start to be able to see where your money is going each month and find ways to plan exactly what you'll need for each expense.3. Outline Your Fixed Expenses Putting together a realistic budget requires looking at those items that don't change from one month to the next. These expenses are usually what you pay for your car payment, c...... middle of paper ...... and tips, you can easily and quickly establish a working budget that will help you lay the foundation necessary to be financially successful. One important thing to remember with any budget is that the key to financial success isn't so much how much money you make, but what you do with that money. If you are able to adapt, improvise and overcome your financial obstacles regularly with your budget, you will soon find that your savings are growing and the headache of not having enough to meet your expenses is lessened. Sources Miriam Caldwell, "How to Set a Budget", About.com http://moneyfor20s.about.com/od/budgeting/ht/budget_setup.htm Jeremy Vohwinkle, "How to Create a Budget", About.com http:// financialplan.about. com/od/budgetingyourmoney/ht/createbudget.htm"Create a personal budget", Mint.comhttps://www.mint.com/budget/