The SBI Shop-and-Smile Rewards program helps you earn reward points when you shop, travel or dine using your SBI card. These reward points can be exchanged for gifts, gift cards, commission reversals, etc. While reward points are usually not considered when applying for a card, the benefits they provide usually help the cardholder save significantly while repaying the amount owed and beyond. make purchases. The following transactions are eligible to earn SBI Credit Card Reward Points: • Department Store Purchases: You can earn SBI Reward Points on every transaction made at department stores. No matter what consumer goods you purchase, you will earn reward points for every transaction you make using your eligible SBI card. The speed at which reward points can be earned varies depending on the type of SBI card you have. Some of the higher-end cards offer more pints of rewards for the same purchase than a regular card